Account Review Process - All investment advisory accounts are managed by an investment professional and are thoroughly reviewed twice monthly. Additional reviews are also implemented in conjunction with any change in strategy, the fundamentals of a holding, account cash flows or the needs and objectives of the client. Since the number of accounts is limited, this insures a continuous and highly professional service to all clients. As a result, the overall investment strategy and individual holdings are continuously monitored with specific action taken as necessary in all portfolios.
 

Reporting Schedules - Quarterly analyses are forwarded to all clients. These include a summary of the total portfolio with bond and equity percentage breakdowns, current market value, estimated annual income and current yield. A listing of individual holdings is also provided with similar information. Our recommended account custodian will provide a monthly statement of security transactions, cash receipts and disbursements for your records.
 

Performance Reviews - Performance is calculated and presented quarterly in comparison with various market indices in accordance with The Association for Investment Management and Research (AIMR) standards.
 

Management Fee - 1% with fees payable quarterly at 1/4 of 1% of the portfolio's market value.
 

Minimum Account Size - $1 Million.