American Capital Management, Inc.

INVEST IN SMALLER GROWTH COMPANIES

Academic studies indicate that smaller companies have outperformed the S&P "500" and inflation over the past 50 years, each 25 year subperiod and during most five year periods. Investment strategies designed for superior performance should include quality small and medium sized growth companies.

Investing in smaller growth companies is a key component of investment success among professional investors. This recognition is the result of impressive market performance and outstanding operating growth over the years. We are also experiencing an economic, political and social environment that favors smallness over bigness and investing in smaller growth companies. As a result, a more favorable risk/reward ratio exists for investing in this market segment. This has occurred as smaller companies developed professional management more capable of meeting the challenges of growth. The major considerations supporting the secular trend of investing in this market segment are as follows: